:root{color-scheme:dark;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-synthesis:none;--bg: #12110f;--surface: #1a1815;--surface-raised: #211e19;--line: #373128;--line-soft: #2a2620;--text: #f5f0e6;--muted: #a9a094;--gold: #e7ba59;--gold-bright: #f6d887;--gold-dark: #6f5524;--cream: #e9dfca;--green: #9fcc9e;--radius: 20px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;min-height:100vh;background:radial-gradient(circle at 80% -10%,rgba(190,137,47,.16),transparent 36rem),radial-gradient(circle at 10% 35%,rgba(108,80,33,.08),transparent 32rem),var(--bg);color:var(--text)}button,input{font:inherit}button,label,summary{-webkit-tap-highlight-color:transparent}.shell{width:min(1120px,calc(100% - 40px));margin-inline:auto}.hero{padding:28px 0 20px}.eyebrow,.step-label{color:var(--gold);font-size:.72rem;font-weight:750;letter-spacing:.15em;text-transform:uppercase}.eyebrow{display:flex;align-items:center;gap:9px}.eyebrow-dot{width:6px;height:6px;border-radius:50%;background:var(--gold);box-shadow:0 0 12px var(--gold)}.hero h1{margin:10px 0 7px;max-width:1000px;font-family:Georgia,Times New Roman,serif;font-size:clamp(2.15rem,4vw,3.5rem);font-weight:400;line-height:1;letter-spacing:-.035em}.hero h1 span{color:var(--gold-bright);font-style:italic}.hero>p{max-width:680px;margin:0;color:var(--muted);font-size:.92rem;line-height:1.45}.strategy-explainer{display:grid;grid-template-columns:minmax(150px,.34fr) minmax(0,1fr);gap:22px;max-width:800px;margin-top:24px;padding:16px 18px;border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:10px;background:#191611b8}.strategy-explainer strong{color:var(--gold-bright);font-size:.82rem;line-height:1.45}.strategy-explainer p{margin:0;color:var(--muted);font-size:.78rem;line-height:1.55}.planner,.results,.methodology details{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(145deg,#221f1af5,#171512fa);box-shadow:0 28px 80px #0003}.planner{padding:30px}.panel-heading,.result-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-bottom:26px;border-bottom:1px solid var(--line-soft)}.step-label{margin:0 0 7px}h2{margin:0;font-family:Georgia,serif;font-size:clamp(1.65rem,3vw,2.25rem);font-weight:400}.reset-note,.income-badge{padding:9px 13px;border:1px solid var(--line);border-radius:999px;color:var(--muted);font-size:.78rem;white-space:nowrap}fieldset{min-width:0;margin:0;padding:0;border:0}.form-section{padding:28px 0}.form-section legend{width:100%;margin-bottom:16px;color:var(--cream);font-size:.8rem;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.target-section{border-bottom:1px solid var(--line-soft)}.target-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.target-option{cursor:pointer}.target-option>input{position:absolute;opacity:0;pointer-events:none}.target-card{position:relative;display:flex;min-height:104px;flex-direction:column;justify-content:flex-end;padding:17px;border:1px solid var(--line);border-radius:13px;background:#181612;transition:border-color .16s ease,background .16s ease,transform .16s ease}.target-card:hover{transform:translateY(-1px);border-color:#63553c}.target-card strong{padding-top:20px;font-size:.92rem}.target-card small{margin-top:5px;color:var(--muted);font-size:.72rem}.radio-mark{position:absolute;top:14px;right:14px;width:17px;height:17px;border:1px solid #665c4e;border-radius:50%}.target-option input:checked+.target-card{border-color:var(--gold);background:linear-gradient(145deg,#61481c52,#1c1811f5);box-shadow:inset 0 0 0 1px #e7ba5929}.target-option input:checked+.target-card .radio-mark{border:5px solid var(--gold);background:var(--surface)}.target-option input:focus-visible+.target-card{outline:2px solid var(--gold-bright);outline-offset:3px}.form-columns{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px}.form-columns .form-section:first-child{border-right:1px solid var(--line-soft);padding-right:44px}.input-grid{display:grid;gap:13px}.two-up{grid-template-columns:repeat(2,minmax(0,1fr))}.number-field{display:grid;gap:7px;color:var(--cream);font-size:.8rem}.number-field input{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:10px;outline:0;background:#14120f;color:var(--text);font-variant-numeric:tabular-nums;transition:border-color .16s ease,box-shadow .16s ease}.number-field input:focus{border-color:var(--gold);box-shadow:0 0 0 3px #e7ba591a}.number-field small{color:#81786d;font-size:.68rem;line-height:1.35}.income-section .input-grid .number-field:last-child{grid-column:1 / -1}.toggle-row{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:18px;padding:14px;border:1px solid var(--line-soft);border-radius:12px;cursor:pointer}.toggle-copy{display:grid;gap:3px}.toggle-copy strong{font-size:.82rem}.toggle-copy small{color:var(--muted);font-size:.7rem}.switch{position:relative;flex:0 0 auto;width:42px;height:24px}.switch input{position:absolute;opacity:0}.switch span{position:absolute;inset:0;border:1px solid #4b443a;border-radius:999px;background:#11100e;transition:.16s ease}.switch span:after{content:"";position:absolute;top:3px;left:3px;width:16px;height:16px;border-radius:50%;background:#756c60;transition:.16s ease}.switch input:checked+span{border-color:var(--gold);background:var(--gold-dark)}.switch input:checked+span:after{transform:translate(18px);background:var(--gold-bright)}.switch input:focus-visible+span{outline:2px solid var(--gold-bright);outline-offset:3px}.calculate-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:24px;border-top:1px solid var(--line-soft)}.income-total{display:grid;gap:3px}.income-total span{color:var(--muted);font-size:.74rem}.income-total strong{color:var(--gold-bright);font-size:1.15rem;font-variant-numeric:tabular-nums}.income-total strong span{color:inherit;font-size:inherit}.primary-button{min-width:220px;min-height:48px;padding:13px 20px;border:1px solid var(--gold);border-radius:10px;background:var(--gold);color:#1a1409;cursor:pointer;font-weight:800;transition:background .16s ease,transform .16s ease}.primary-button:hover{transform:translateY(-1px);background:var(--gold-bright)}.primary-button:focus-visible{outline:2px solid var(--cream);outline-offset:3px}.primary-button:disabled{cursor:wait;opacity:.76;transform:none}.button-loader{display:none;width:15px;height:15px;margin-left:8px;border:2px solid rgba(26,20,9,.25);border-top-color:#1a1409;border-radius:50%;animation:spin .7s linear infinite;vertical-align:middle}.is-loading .button-loader{display:inline-block}@keyframes spin{to{transform:rotate(360deg)}}.form-error{min-height:18px;margin:10px 0 -10px;color:#ed9b91;font-size:.8rem;text-align:right}.results{margin-top:24px;padding:30px;scroll-margin-top:20px}.income-badge{border-color:#9fcc9e47;color:var(--green);background:#496d481f}.requirement-strip{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:18px;margin:24px 0;padding:18px 22px;border:1px solid var(--line-soft);border-radius:14px;background:#0e0d0b80}.resource-stat{display:grid;grid-template-columns:1fr auto;gap:4px 14px}.resource-stat>span{grid-column:1 / -1;color:var(--muted);font-size:.68rem;text-transform:uppercase;letter-spacing:.08em}.resource-stat strong{font-size:1rem;font-variant-numeric:tabular-nums}.resource-stat strong small{color:var(--muted);font-size:.62rem}.resource-stat.accent strong{color:var(--gold-bright)}.strip-arrow{color:#5f5547}.recommendation-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.recommendation{overflow:hidden;border:1px solid var(--line);border-radius:16px;background:#161411cc}.recommendation.cautious{border-color:#4b493c}.recommendation-title{display:flex;align-items:center;gap:12px;padding:18px 20px;border-bottom:1px solid var(--line-soft)}.plan-icon{display:grid;width:35px;height:35px;place-items:center;border:1px solid var(--gold-dark);border-radius:50%;color:var(--gold);font-family:Georgia,serif;font-size:.82rem}.cautious .plan-icon{border-color:#526452;color:var(--green)}.recommendation-title h3{margin:0 0 2px;font-family:Georgia,serif;font-size:1.16rem;font-weight:400}.recommendation-title p{margin:0;color:var(--muted);font-size:.68rem}.finish-time{display:grid;gap:5px;padding:24px 20px 16px}.finish-time>strong{color:var(--gold-bright);font-family:Georgia,serif;font-size:2.8rem;font-weight:400;line-height:1}.cautious .finish-time>strong{color:#c5ddbd}.finish-time>span{color:var(--muted);font-size:.74rem}.weekly-callout{display:grid;gap:8px;margin:0 20px;padding:14px;border:1px solid var(--line-soft);border-radius:11px;background:#15130f}.weekly-callout span{color:var(--muted);font-size:.64rem;text-transform:uppercase;letter-spacing:.08em}.weekly-callout strong{font-size:1.04rem;line-height:1.25}.weekly-callout small{color:#8e8579;font-size:.69rem}.repeat-schedule,.repeat-week{display:grid;gap:3px}.repeat-week+.repeat-week{margin-top:7px;padding-top:10px;border-top:1px solid var(--line-soft)}.quantiles{display:grid;grid-template-columns:repeat(3,1fr);padding:20px}.quantiles>div{display:grid;gap:2px;padding:0 12px;border-right:1px solid var(--line-soft);text-align:center}.quantiles>div:first-child{padding-left:0}.quantiles>div:last-child{padding-right:0;border:0}.quantiles span{color:var(--muted);font-size:.62rem}.quantiles strong{font-size:1.2rem;font-variant-numeric:tabular-nums}.quantiles small{color:#726a60;font-size:.6rem}.plan-totals{display:grid;grid-template-columns:repeat(2,1fr);margin:0 20px 20px;border-top:1px solid var(--line-soft)}.plan-totals>span{display:grid;gap:4px;padding-top:13px}.plan-totals small{color:var(--muted);font-size:.65rem}.plan-totals strong{font-size:.86rem}.no-plan{display:grid;gap:8px;padding:30px 20px}.no-plan span{color:var(--muted);font-size:.8rem;line-height:1.5}.schedule-details{border-top:1px solid var(--line-soft)}.schedule-details>summary{display:flex;align-items:center;justify-content:space-between;padding:15px 20px;cursor:pointer;list-style:none}.schedule-details summary::-webkit-details-marker,.methodology summary::-webkit-details-marker{display:none}.schedule-details summary>span:first-child{display:grid;gap:2px}.schedule-details summary strong{font-size:.75rem}.schedule-details summary small{color:var(--muted);font-size:.64rem}.chevron{color:var(--gold);transition:transform .16s ease}.schedule-details[open] .chevron{transform:rotate(180deg)}.schedule-body{padding:0 20px 20px}.mixed-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}.mixed-summary>span{display:grid;gap:3px;padding:9px;border-radius:8px;background:#14120f}.mixed-summary small{color:var(--muted);font-size:.58rem}.mixed-summary strong{font-size:.73rem}.schedule-table{overflow:hidden;border:1px solid var(--line-soft);border-radius:9px}.schedule-row{display:grid;grid-template-columns:.7fr 1.65fr .7fr;align-items:center;gap:8px;padding:8px 10px;border-top:1px solid var(--line-soft);font-size:.7rem}.schedule-row:first-child{border-top:0}.schedule-header{color:var(--muted);font-size:.58rem;text-transform:uppercase;letter-spacing:.06em}.pattern-cell{display:grid;gap:2px}.pattern-cell strong{font-size:.69rem;line-height:1.3}.pattern-cell small{color:#776f64;font-size:.58rem}.schedule-body>p{margin:10px 0 0;color:#776f64;font-size:.63rem;line-height:1.45}.result-footnote{max-width:760px;margin:16px auto 0;color:#8b8276;font-size:.68rem;line-height:1.55;text-align:center}.result-footnote strong{color:var(--cream)}.methodology{margin-top:24px}.methodology details{overflow:hidden}.methodology summary{display:flex;align-items:center;justify-content:space-between;padding:22px 26px;cursor:pointer;list-style:none}.methodology summary>span:first-child{display:grid;gap:4px}.methodology summary strong{font-family:Georgia,serif;font-size:1.08rem;font-weight:400}.methodology summary small{color:var(--muted);font-size:.7rem}.summary-icon{color:var(--gold);font-size:1.4rem;transition:transform .16s ease}.methodology details[open] .summary-icon{transform:rotate(45deg)}.method-content{padding:26px;border-top:1px solid var(--line-soft)}.method-content h3{margin:0 0 12px;color:var(--cream);font-size:.76rem;text-transform:uppercase;letter-spacing:.08em}.method-grid,.method-notes{display:grid;grid-template-columns:repeat(2,1fr);gap:34px}.method-notes{grid-template-columns:1fr}.data-table{border-top:1px solid var(--line-soft)}.data-table>div{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-bottom:1px solid var(--line-soft);font-size:.7rem}.data-table span{color:var(--muted)}.data-table strong{text-align:right}.income-cycle-section{margin-top:30px}.income-cycle-table{overflow:hidden;border:1px solid var(--line-soft);border-radius:10px}.income-cycle-row{display:grid;grid-template-columns:minmax(150px,1.6fr) repeat(3,minmax(70px,.6fr));gap:12px;padding:9px 12px;border-top:1px solid var(--line-soft);font-size:.68rem}.income-cycle-row:first-child{border-top:0}.income-cycle-row strong{font-size:.7rem}.income-cycle-row span:not(:first-child){color:var(--muted);text-align:right;font-variant-numeric:tabular-nums}.income-cycle-header{color:var(--muted);font-size:.58rem;letter-spacing:.06em;text-transform:uppercase}.pan-method{max-width:520px;margin-top:30px}.tier-section{margin:30px 0}.tier-table{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}.tier-table>div{display:grid;gap:7px;padding:12px;border:1px solid var(--line-soft);border-radius:9px}.tier-table span{display:flex;justify-content:space-between;gap:6px;color:var(--muted);font-size:.65rem}.tier-table span small{color:#746b60}.tier-table strong{font-size:.85rem}.method-notes{padding-top:26px;border-top:1px solid var(--line-soft)}.method-notes p,.method-notes li{color:var(--muted);font-size:.7rem;line-height:1.6}.method-notes ul{margin:0 0 12px;padding-left:18px}.method-notes a{color:var(--gold);text-underline-offset:3px}footer{display:flex;justify-content:space-between;gap:20px;padding:30px 0 48px;color:#71695e;font-size:.65rem}@media(max-width:820px){.target-grid{grid-template-columns:repeat(2,1fr)}.form-columns{grid-template-columns:1fr;gap:0}.form-columns .form-section:first-child{padding-right:0;border-right:0;border-bottom:1px solid var(--line-soft)}.recommendation-grid{grid-template-columns:1fr}.tier-table{grid-template-columns:repeat(3,1fr)}}@media(max-width:560px){.shell{width:min(100% - 24px,1120px)}.hero{padding:22px 0 16px}.hero h1{font-size:clamp(2rem,10vw,2.85rem)}.hero>p{font-size:.84rem}.strategy-explainer{grid-template-columns:1fr;gap:7px}.planner,.results{padding:20px;border-radius:15px}.panel-heading,.result-heading{align-items:flex-start}.reset-note,.income-badge{white-space:normal;text-align:right}.target-grid,.two-up{grid-template-columns:1fr}.target-card{min-height:82px}.calculate-row{align-items:stretch;flex-direction:column}.primary-button{width:100%}.form-error{text-align:left}.requirement-strip{grid-template-columns:1fr;gap:12px}.strip-arrow{display:none}.resource-stat{grid-template-columns:1fr 1fr;padding-bottom:10px;border-bottom:1px solid var(--line-soft)}.resource-stat:last-child{padding-bottom:0;border:0}.finish-time>strong{font-size:2.4rem}.method-grid,.method-notes{grid-template-columns:1fr}.tier-table{grid-template-columns:1fr 1fr}.income-cycle-table{overflow-x:auto}.income-cycle-row{min-width:510px}.method-content{padding:20px}footer{align-items:flex-start;flex-direction:column}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;transition-duration:.01ms!important}}
